Empowering Ethiopia's
workforce through
health resilience
The only integrated microsaving, microcredit and microinsurance platform protecting female employees against the financial shocks of breast and cervical cancer.
Understanding the crisis facing Ethiopian women in the workforce
Ethiopia's diagnosis crisis
The majority of breast and cervical cancer cases are identified only at advanced stages — driven by high screening costs and a lack of early detection infrastructure, leading to catastrophic out-of-pocket expenses that trap families in poverty.
Breast cancer cases diagnosed at advanced stages
Cervical cancer cases identified too late for effective treatment
Reduction in treatment costs through early detection
Lanchi shifts the paradigm from late-stage crisis management to early detection and financial security.
A three-pillar approach
Lanchi is more than insurance — it is a holistic financial ecosystem for women, built around three interconnected pillars.
Microsaving
Lanchi Health Security Fund
Proactive digital savings for routine reproductive health needs and wellness expenses. Build a financial safety net, one small deposit at a time.
Microcredit
Maternal Health Advance
Immediate liquidity — up to 3× your savings — for predictable life events like institutional delivery. Get the funds you need, when you need them.
Microinsurance
Cancer Care Shield
A group-based risk product providing a lump-sum payout upon the first definitive diagnosis of invasive cancer. Financial protection when it matters most.
Lanchi Covered
Day-One value for every member. No waiting periods — every woman gets immediate access to screening and financial protection from the moment she joins.
Preventative Screening
Free annual Clinical Breast Exams (CBE) and Visual Inspection with Acetic Acid (VIA)
Early detection reduces treatment costs by over 70%
Breast Cancer Payout
ETB 30,000 lump-sum cash benefit upon first diagnosis
Covers immediate costs of diagnosis and initiation of treatment
Cervical Cancer Payout
ETB 20,000 lump-sum cash benefit upon first diagnosis
Prevents the liquidation of family assets to cover medical shocks
Integrated Credit
Short-term loans for maternity and postnatal check-ups
Ensures continuity of care from pregnancy to recovery
Why it works for everyone
Early Detection Saves Lives
Annual screenings catch breast and cervical cancer early — when treatment is most effective and costs up to 70% less.
Radical Affordability
At just ETB 2,100 per year — ETB 175 per month — comprehensive cancer protection is accessible to every woman, in every group.
Real Financial Protection
ETB 30,000 for breast cancer and ETB 20,000 for cervical cancer — paid on first diagnosis, no reimbursement delays.
Nationally Recognised
Aligned with Ethiopia's National Cancer Control Plan and supported by FSD Ethiopia, FSD Africa, and MSI — proven, credible, and built to scale.
The digital rail
Powered by ID-NET for mass-market scale. From enrollment to claims settlement, everything is digital.
Seamless Digital Onboarding
Using integrated e-KYC protocols, we pull data from national ID systems to enroll your entire workforce instantly — no physical forms required.
Sachet Payment Model
Premiums are structured for "sachet" consumption via payroll deduction or daily mobile wallet debits — just ETB 5.75 per day, ensuring radical affordability.
72-Hour Claims Settlement
Claims are initiated by uploading digital medical reports. ID-NET validates within 48 hours, Nib Insurance completes adjudication within 24 hours.
Trusted partners
Lanchi Covered is made possible through the collaboration of Ethiopia's leading institutions in health, finance, and technology.
Nib Insurance Company S.C.
A stabilizing force in the Ethiopian economy with a paid-up capital of ETB 1.21 billion. NIC ensures regulatory compliance and financial security for all policyholders.
NBE RegulatedID-NET
The digital infrastructure enabling e-KYC enrollment, automated premium collection, real-time claims processing, and seamless delivery at scale.
Digital-First PlatformFSD Ethiopia & FSD Africa
Instrumental in funding the development of ID-NET and enabling the actuarial review that ensures Lanchi Covered is both sustainable and affordable for Ethiopian women.
Financial Inclusion PartnersMSI
Supporting women's health and financial inclusion across Ethiopia, helping extend Lanchi Covered's reach to underserved women's groups and communities.
Women's Health PartnerProtect the women
in your community
Join the 150,000 lives we aim to protect by 2030. Whether you lead an iddir, a cooperative, or a workplace — Lanchi Covered is built for your group.
ETB 2,100 per year · ETB 175/month · Day-One screening · 72-hour claims